Does rolling my solar loan into my mortgage impact my ability to claim the Federal Residential Solar Tax Credit?

No – the 30% federal tax credit from your solar panels stays with you even after you pay off your Mosaic loan. In our example, here, that means Jenny gets to deduct an additional $7,500 from her taxes1 in her first year! For more information about claiming the federal tax credit for solar, see our FAQ on the subject here.


Availability of Federal & State Tax Credits is dependent on your unique financial situation. Please consult a tax professional regarding your eligibility.

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