If I pay off the loan early, do I still owe interest and are there any early payoff penalties?

You can pay off the loan amount at any point and you’ll only pay for interest that has already accrued. Mosaic does not have any prepayment penalties.

Take a look a various ways you can prepay your Mosaic loan here.

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Questions about signing a loan? Call (855) 746-7849 or email support@joinmosaic.com
Questions about managing an existing loan? Call (855) 746-5551 or email loanservicing@joinmosaic.com